Die aggregierten Kapitalquotenbedeutender Institute stiegen im zweiten Quartal 2024 leicht an. In aggregierter Betrachtung beliefen sich die harte Kernkapitalquote (CET1-Quote) auf 15,81 %, die Kernkapitalquote (Tier 1‑Quote) auf 17,21 % und die Gesamtkapitalquote auf 19,90 %.

Anyone wishing to conduct one or more of the banking activities specified in the Banking Act on a commercial scale in Germany requires authorisation from the competent supervisory authority.

In her animated films, the Bundesbank explains important topics easy to understand.

In operational terms, ongoing supervision involves evaluating documentation, reports, annual financial statements and audit as well as inspection reports, requesting of further information and, on the basis of the data collected, assessing the supervised institutions’ current and potential risks. The workload also includes conducting routine and, in consultation with BaFin, ad hoc supervisory meetings with respective institutions.

The members of the management board and of the administrative or supervisory board as well as key function holders must possess sufficient knowledge, skills and experience, be of good repute and also commit sufficient time to the performance of their duties.

Vice President of the Deutsche Bundesbank since September 2024.