Banking Supervision

Banking Supervision

A well functioning economy requires a stable banking system. Banking supervision is therefore responsible for monitoring credit institutions’ business activity and maintaining investor confidence. In Germany, the task of banking supervision is shared by the Bundesbank and the Federal Financial Supervisory Authority (BaFin). In particular, the Bundesbank is in charge of monitoring the credit institutions.

Current aspects
FinTech

Interest rate risk

Symposium

8th MaRisk revision
Brexit

Supervisory priorities

Basel III impact study

Report on bank offices
Bundesbank symposium 2024

© Frank Rumpenhorst

The Deutsche Bundesbank hosts the Bundesbank symposium annually, with the aim of promoting the exchange of information on current topics relating to banking supervision within the banking industry.

Bundesbank symposium 2024
Bitcoin and co.: how crypto-assets are regulated

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How are Bitcoin and co. regulated? The latest issue of the Bundesbank’s Monthly Report provides information on the challenges involved in regulating crypto-assets and presents the EU Markets in Crypto-Assets Regulation (MiCAR) and the international Basel standard governing the treatment of banks’ crypto-asset exposures.

Bitcoin and co.: how crypto-assets are regulated

Economics professor Weder di Mauro visits the Bundesbank

© Frank Rumpenhorst

As part of the Bundesbank Invited Speakers Series, Beatrice Weder di Mauro held a talk entitled “Still too big to fail? The need for reform after the demise of Credit Suisse”. She was invited by the Bundesbank’s Research Centre, whose director, Falko Fecht, hosted the proceedings.

Economics professor Weder di Mauro visits the Bundesbank

Wuermeling: Unstructured data hold a wealth of potential for banks

© Nils Thies

Unstructured data hold a wealth of potential for both individual institutions and the financial system as a whole, says Bundesbank Executive Board member Joachim Wuermeling. Leveraging the data in a way that maximises the benefits and minimises the risks is what counts, he remarked at BaFinTech 2023, a joint Bundesbank-BaFin event in Berlin. He also warned that excessive legal constraints risk dampening the huge innovative potential offered by artificial intelligence.

Wuermeling: Unstructured data hold a wealth of potential for banks
Machine Learning in Risk Models

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BaFin and Deutsche Bundesbank are putting their joint consultation paper “Machine Learning in Risk Models – Characteristics and Supervisory Priorities” out for consultation. It deals with the concrete use of machine learning (ML) in risk models of Pillars I and II of the regulatory framework for banks and insurers.

Machine Learning in Risk Models
The Bundesbank wants the EU to comply with Basel III

In a joint letter, the Deutsche Bundesbank and 24 other national central banks and financial supervisory authorities within the EU are now calling for the European Commission to ensure that the proposal on updated capital adequacy rules for banks in the EU follows the global agreement known as Basel III. More precisely, we who are signing the joint letter wish to particularly emphasise that the output floor for risk-weighted assets and the standard method for credit risk should comply with the international agreement. Deviating from the Basel agreement could have a negative impact on confidence in both the European banking sector and the EU regulatory framework. It is therefore important that the global agreements are met in full and in a consistent manner.

Open file

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Open file
Speeches

Speaking at various occasions, members of the Bundesbank’s Executive Board regularly comment on issues relating to banking supervision.

Speeches
Discussion papers

Click here for academically oriented studies prepared by the Research Centre, including work on financial stability, most of which is written in English.

Discussion papers