In the Federal Republic of Germany, payment services are regulated pursuant to the Payment Services Oversight Act (Zahlungsdiensteaufsichtsgesetz, ZAG).

For the processing of same-day euro payments and payments in foreign currencies via the customer access mechanism-Individual (CAM-Individual), the following rules apply. "Procedural rules of the Deutsche Bundesbank for the clearing and settlement of same-day euro credit transfers and foreign payment transfers in Customer Access Mechanism-Individual (CAM-Individual) (Procedural rules for CAM-Individual)".

Burkhard Balz is the member of the Bundesbank’s Executive Board tasked with the future implementation of the digital euro. However, the success of the project is not automatically assured. In an interview, Mr Balz explains where there is resistance, what it will entail for us, what the future of cash will look like and what we will see on new banknotes.

This is where you will find answers to frequently asked questions about cash.

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In this area you will find a selection of previous counterparty information letters on eligible collateral.