As agreed with the central associations of the German banking industry, the bank sort code files will be updated on a quarterly basis on the Monday following the first Saturday in March, June, September and December.

Laut der Umfrage zum Kreditgeschäft im Euroraum vom April 2025, die in der Zeit vom 10. bis 25. März 2025 durchgeführt wurde, wurden die Kreditrichtlinien (d. h. die bankinternen Richtlinien oder Kriterien für die Kreditgewährung) für Unternehmenskredite (inklusive Kreditlinien) im ersten Quartal 2025 erneut leicht verschärft; per saldo meldeten 3 % der Banken eine Verschärfung.

The validation of account numbers using the check-digit method promotes the smooth and automated settlement of payments. A transferring payment service provider or a first collecting institution must therefore check the accuracy of the payees' or payers' account numbers.

In der jüngsten Umfrage über den Zugang von Unternehmen im Euroraum zu Finanzmitteln (SAFE) für das erste Quartal 2025 berichteten die Unternehmen von einem Rückgang der Zinssätze für Bankkredite (per saldo ‑12 % nach ‑4 % im Vorquartal).

Die Finanzsanktionen gegen bestimmte Personen, Organisationen und Einrichtungen angesichts der Lage in Syrien dienen der Durchführung von Maßnahmen der Europäischen Union.

T2 is the TARGET Service for the liquidity management of all TARGET Services and the settlement of individual payments. It consists of the components CLM (Central Liquidity Management) and RTGS (Real-Time-Gross-Settlement).

The German government has decided to mint a €10 collector coin entitled “Care”, to be issued on 12 May 2022.

OMTOS (OpenMarket Tender Operations System) is the electronic bidding system for the execution of the Eurosystem's open market operations as well as the foreign exchange Liquidity Providing Operations (LPO).

There are various documents available describing the structure and functioning of T2. There are for example the Information Guide for TARGET participants, the User Requirements Document, the User Detailed Functional Specifications, the User Handbooks or our Starting Guide which shall ease the first steps for new participants. These documents and even more can be found in this area. 

At the end of 2024, the German net international investment position (i.i.p.) amounts to €3.5 trillion; that equates to 81% of gross domestic product (GDP). German claims on non-residents now stand at €13.9 trillion. This compares to German liabilities amounting to €10.4 trillion.

In der Studie zur wirtschaftlichen Lage privater Haushalte geht es unter anderem darum, wie die Haushalte für das Alter vorsorgen, wie sie ihr Erspartes anlegen und was die Haushalte von der Zukunft erwarten.

Fragen und Antworten zur Studie zur wirtschaftlichen Lage privater Haushalte

German enterprises constitute net debtors vis-à-vis non-residents: Standing at €1799 billion at the end of February 2025, their liabilities arising from financial operations and trade credits, exceeded their corresponding assets of €1478 billion by €321 billion. Compared with the previous month, this is a change of -€35 billion. 

The main tasks of the expert panel are promoting dialogue on the activities of international working groups and to provide a platform for exploring industry-wide issues.

In March, individuals in Germany expected real estate prices in their region to rise by 5.1%, which represents an increase of 0.3 percentage point compared with the previous month’s expectations (4.8%). When asked about their qualitative expectations, 57% (February: 56%) of individuals expected real estate prices to increase and 8% (February: 9%) expected them to decrease over the next 12 months.

The Deutsche Bundesbank conducts regular surveys of households’ expectations for unemployment, economic growth, rent prices, real estate prices, and interest rates on savings and loans. These data are used to calculate index figures, from which corresponding trends can be easily derived.