Scientific study on the expectations of firms in Germany

The information contained in the study is of interest to all market participants affected by the payment behaviour of private individuals, most notably retailers, credit institutions, card issuers and, last but not least, the Deutsche Bundesbank itself. Players wishing to foster more innovation in the field of payments need to offer a genuine advantage over established schemes and procedures and, in particular, to heed users’ perceived security needs.

Scientific study on the expectations of firms in Germany

Scientific study on the expectations of firms in Germany 

Scientific study on the expectations of firms in Germany 

Die neue digitale Welt stelle die Kreditwirtschaft vor Herausforderungen, sagte Bundesbankvorstand Thiele in Hachenburg. Innovative Bezahlmöglichkeiten und zahlreiche neue Anbieter für Bank- und Zahlungsdienste eroberten den Markt abseits etablierter bargeldloser Zahlungsmittel.

Monatsberichtsaufsatz September 2022

An overview of current developments on the green bond market.

Cash continues to be consumers’ preferred payment method. Nonetheless, the turnover share of cash transactions in the German retail trade has been slowly but continually falling for years.

The Bundesbank's climate-related disclosures for 2023 update and supplement last year’s results, in line with the Eurosystem’s decisions.

This study investigates the effects on consumer prices of rounding final total prices or individual prices in the retail sector. The empirical analysis based on around  70,000 sales receipts shows that, when the final total price is rounded commercially to the nearest whole 5 euro cent increment, virtually no effect on the price level can  be expected.