On this page you will find legal basis on reports in banking statistics

Aktuelle Vorträge, Fortbildungen, Ausstellungen und weitere Veranstaltungen der Hauptverwaltung in Rheinland-Pfalz und dem Saarland

House prices in Germany fell significantly in 2023, according to the Bundesbank’s current Monthly Report. Residential properties were no longer affordable for many people owing to high inflation and increased interest rates. Demand for housing declined, increasingly shifting to the rental market, and the already high inflation in rents saw a significant further acceleration, the economists write. Overvaluations in the real estate market came down in 2023, but were not fully eliminated. The authors therefore believe that there is still a certain risk of price corrections.

Last year, the Bundesbank’s annual accounts were shaped by the increase in the key interest rates. For the 2023 financial year, the Bundesbank reports a balanced financial result because it was able to use its financial buffers to cushion burdens in the double-digit billions. 

Efficient and secure payment systems are the foundation of a stable financial system.

The main tasks of the expert panel are promoting dialogue on the activities of international working groups and to provide a platform for exploring industry-wide issues.

The main tasks of the expert panel are promoting dialogue on the activities of international working groups and to provide a platform for exploring industry-wide issues.

Last year, the Bundesbank’s annual accounts were shaped by the increase in the key interest rates. For the 2023 financial year, the Bundesbank reports a balanced financial result because it was able to use its financial buffers to cushion burdens in the double-digit billions. To this end, the Bundesbank released its risk provisions in full and reduced its reserves. We expect the burdens to be considerable again for the current year. They are likely to exceed the remaining reserves, said Bundesbank President Joachim Nagel at the press conference presenting the Bundesbank’s annual accounts

Verglichen mit Dezember 2023 haben sich folgende Entwicklungen ergeben.

Laut dem geprüften Jahresabschluss der Europäischen Zentralbank (EZB) für 2023 betrug der Jahresfehlbetrag der EZB 1 266 Mio. € (2022: null). Er wird in der Bilanz der EZB als Verlustvortrag ausgewiesen und mit künftigen Überschüssen verrechnet.

The publication of the following indicators is prescribed in the SDDS Plus data category "Central Bank survey".

Seit einigen Jahren gewinnt das Thema Auslagerung an Cloud-Anbieter im Finanzsektor stetig an Relevanz. Die Cloud-Nutzung bietet viele Chancen, die verantwortungsvoll genutzt werden müssen. Die Bankenaufsicht begleitet diesen Prozess sowohl auf der europäischen Ebene als auch national sowie im Dialog mit den Cloud-Anbietern und den Nutzern im Finanzsektor.

Die Leistungsbilanz wies im Dezember 2023 einen Überschuss von 32 Mrd. € auf (nach 22 Mrd. € im Vormonat).

Since 2014, the Single Supervisory Mechanism has been responsible for supervising banks in the euro area. The new banking supervision system consists of the European Central Bank and the national competent authorities of the participating countries.

German economic output contracted in the final quarter of 2023, according to the February Monthly Report. Weak demand from abroad was still putting a strain on industry, while higher financing costs continued to dampen investment. Bundesbank economists believe that uncertainty about transformation and climate policy is also likely to have weighed on economic activity. Some headwinds will probably persist into the first quarter of 2024 as well. Economic output could therefore decline again somewhat. 

Finalisierter Leitfaden zu internen Modellen umfasst Überarbeitungen zu allgemeinen Modellthemen sowie zum Kredit-, Markt- und Gegenparteiausfallrisiko. Weitere Klarheit über die Auslegung der EZB von Regelungen zu internen Modellen. Berücksichtigung klimabezogener Risiken, Konkretisierung von Anforderungen an einheitliche Definitionen zu Kreditausfall, Gegenparteiausfallrisiko, Ausfallrisiko im Handelsbuch sowie Erläuterung der Möglichkeiten für die Rückkehr zum Standardansatz.