The branches of the Bundesbank supply the economy with euro banknotes and coins, and offers private customers the opportunity to exchange D-Mark banknotes and coins free-of-charge and with no fixed deadline.

Welche Voraussetzungen muss ich erfüllen? Wie bewerbe ich mich und wie ist das Auswahlverfahren strukturiert? Hier finden Sie die Antworten auf Ihre Fragen.

Within the framework of banking statistics, information on the assets and liabilities of all monetary financial institutions (MFIs) in Germany is collected on a monthly basis. In addition, more detailed information on important balance sheet items is obtained through quarterly surveys.

Als Zentralbank arbeiten wir am Puls der internationalen Finanzmärkte, an den Schnittstellen von Politik, Wirtschaft und Wissenschaft. Dafür setzen wir auf Menschen mit Expertise und Erfahrungen in den verschiedensten Disziplinen der Wirtschaftswissenschaften. Erfahren Sie hier mehr!

Wie wird man eigentlich Vizepräsidentin? Wie nutzt die Bundesbank künstliche Intelligenz und wie steht sie zu Krypto-Assets? Diese und viele andere Fragen stellten rund 100 Schülerinnen und Schüler aus ganz Deutschland der Vizepräsidentin der Bundesbank, Sabine Mauderer, beim Schülertag der Bundesbank. Sie alle waren nach Frankfurt gereist, um die Arbeit der Bundesbank und ihre Spitze kennenzulernen. 

Kurze digitale Assets und Lernspiele aus unserem E-Book „Geld verstehen digital“ können hier ausprobiert werden.

International trade in services refers to the exchange of intangible services such as financial services, tourism or IT between countries. Unlike in goods trade, no physical goods are exchanged. Globalisation, technological developments and the opening-up of markets have greatly increased its importance.

Im Oktober 2025 lag das Emissionsvolumen am deutschen Rentenmarkt mit einem Bruttoabsatz von 127,3 Mrd € unter dem Vormonat (139,3 Mrd €). Nach Abzug der im Vergleich zum Vormonat niedrigeren Tilgungen und unter Berücksichtigung der Eigenbestandsveränderungen der Emittenten wurden inländische Schuldverschreibungen für netto 19,1 Mrd € begeben. 

German enterprises constitute net debtors vis-à-vis non-residents: Standing at €1920 billion at the end of October 2025, their liabilities arising from financial operations and trade credits, exceeded their corresponding assets of €1594 billion by €327 billion. Compared with the previous month, this is a change of €35 billion.

Die deutsche Leistungsbilanz verzeichnete im Oktober 2025 einen Überschuss von 14,8 Mrd €. Das Ergebnis lag um 1,0 Mrd € unter dem Niveau des Vormonats. 

Die Finanzsanktionen zur Bekämpfung schwerer Menschenrechtsverletzungen und -verstöße dienen der Durchführung von Maßnahmen der Europäischen Union.

In TIPS there are two regular releases scheduled per year – one following the second weekend of June and one following the third weekend of November. The dates have been coordinated with the releases in the other TARGET Services. This area contains information on the content as well as milestone planning of the releases.

The Money Museum looks forward to welcoming visitors.

Here you will find a compilation of information, regulations and forms that are necessary for the continuation of cash transactions with the Bundesbank in the event of an incident.

Vorherige Versionen der Allgemeinen Geschäftsbedingungen der Deutschen Bundesbank

Mit der Veranstaltungsreihe „Bits & Bargeld“ möchte die Bundesbank mit der Gesellschaft in Dialog treten. Besuchen Sie unsere Veranstaltungen in mehreren Städten Deutschlands.

Die Finanzsanktionen gegen Mali dienen der Durchführung von Maßnahmen des Sicherheitsrats der Vereinten Nationen.

While the charts on the other webpages of this study illustrate the results of regularly asked core questions, here we show charts on an ad hoc basis mainly relating to special questions for research projects or policy advice.

In November, households in Germany expected real estate prices in their region to rise by an average of 5.1 % over the next 12 months. When asked about their qualitative expectations in November, 63 % of individuals expected real estate prices to increase and 6 % expected them to decrease during this period.

The Deutsche Bundesbank conducts regular surveys of households’ expectations for unemployment, economic growth, rent prices, real estate prices, and interest rates on savings and loans. These data are used to calculate index figures, from which corresponding trends can be easily derived.

In November 2025, individuals expected an average increase in their monthly net household income of around €70 over the next 12 months. This was on par with the corresponding expectations for the preceding two months. Expectations still vary significantly when broken down by factors such as household income, gender and age group. The median remains constant at €125. This can be explained by the fact that a large share of individuals have considered income growth of between €0 and €250 to be most likely each month since this survey was launched.

Banks’ month-end asset and liability positions in the form of a balance sheet with a supplementary breakdown of the balance sheet items by category, maturity and sector of the respective creditors and debtors.

Wie gelingt es, wissenschaftlich zu forschen und dabei die Stabilität des Finanzsystems aktiv mitzugestalten? Tobias zeigt, wie spannend und einflussreich die Arbeit im Bereich Finanzstabilität der Bundesbank sein kann.

Information concerning financial sanctions, i. e. concerning restrictions on the free movement of capital and payments.

The Münze Deutschland is the official Sales Agency for collector coins of the Federal Republic of Germany. Editor of the German coins is the Federal Ministry of Finance.

Real interest rates are interest rates that have been adjusted for developments in purchasing power. They are broadly calculated as the difference between the nominal interest rate and the inflation rate (in the case of low interest rates and relatively stable prices).

Central banks base their monetary policy on balance sheet data from banks, insurance companies, and other financial institutions, as well as from households, businesses, and parts of the government. These reports provide important information about behavior and developments in the respective sectors.

Before you can register to submit reports pursuant to the Foreign Trade and Payments Regulation electronically, you must apply for a reporting number.

Für Kinder und Jugendliche bieten wir eine Reihe von Workshops im Geldmuseum an, die 90 Minuten dauern.

Both Germany and Europe as a whole should be more confident in how they present themselves to the rest of the world. We mustn’t sell ourselves short, Mr Nagel said. In an interview with Capital and Stern, the Bundesbank President discussed growth forces in Germany and an increased statutory retirement age, as well as the urgent need for investment and reducing bureaucracy.

“Further reform of the debt brake is right and necessary. In its current form, it cannot safeguard sound government finances or the EU rules,” said Bundesbank President Joachim Nagel in an interview with “Der Spiegel”. Topics covered included the Bundesbank’s current proposal for a reform of the debt brake, the digital euro and Germany’s economic growth.