Since 2008, the Bundesbank has been regularly conducting detailed studies on the use of payment instruments. To analyse payment behaviour in a year shaped by the coronavirus pandemic, a random sample of 5,022 citizens were polled by telephone and online questionnaire between August and October 2020. They then kept a diary for one or three days in which they documented their payment habits. Unlike in previous years, the coronavirus pandemic made in-person interviews impossible this time around. As a result, direct comparability of the survey with previous payment behaviour studies may be impaired. The survey offers a reflection of current payment behaviour.