In addition to the regularly recurring questions on enterprise metrics, expectations and access to loans, the Bundesbank frequently asks enterprises questions on various current issues. A selection of the results is presented here.

In the second quarter of 2024, 15% of firms reported conducting negotiations with a view to taking out a loan in the previous quarter. This share was 1 percentage point higher than in the first quarter of 2024. It thus returned to a level similar to those recorded in the last three quarters of 2023 and was significantly higher than the lowest level of 12.5% seen in the first quarter of 2023.

TIPS is a Eurosystem service for the settlement of instant payments which went live on 30 November 2018.

TIPS is a Eurosystem service for the settlement of instant payments which went live on 30 November 2018.

TIPS is a Eurosystem service for the settlement of instant payments which went live on 30 November 2018.

There are various documents available explaining how TIPS works, including, amongst others, the Guide for TARGET Participants, the User Detailed Functional Specifications and the user handbooks. These and further documents can be found here.

Here you can find a wide range of information that is particularly useful for new participants, as well as the TARGET registration form, which must be completed for the initial registration but also for any subsequent amendments.

On the following page you will find charts on various topics from previous publications.

As part of the Bundesbank Invited Speaker Series, Bundesbank President Joachim Nagel discussed the digital euro with economics professor Peter Bofinger. The event was moderated by Falko Fecht, head of the Bundesbank’s Research Centre.